Graduate Credit Analyst - Octane Capital

The Vacancy

Let us tell you a bit about the opportunity

We're looking for a proactive and detail-driven Credit Analyst to join our growing specialist property lending team. Working closely with our Credit Managers, you'll play a key role in driving deals from application through to completion, liaising with brokers, borrowers, solicitors, valuers and asset managers while supporting lending decisions on a diverse range of property finance transactions. This is a fantastic opportunity to gain exposure to complex bridging, refurbishment and buy-to-let lending while developing your career in a fast-paced, collaborative environment.

What will your day look like?

• Support Credit Managers throughout the entire loan lifecycle, from application to completion.
• Review credit searches, assess key information and help prepare lending recommendations.
• Coordinate with valuers, solicitors and asset managers to keep transactions progressing smoothly.
• Build strong relationships with brokers and borrowers, ensuring a first-class customer experience.
• Prepare approval documentation and support lending decisions on a range of property finance cases.
• Monitor live cases, manage key milestones and help drive timely completions and repayments.

What do we expect from you?

We're looking for an ambitious and motivated graduate who is keen to build a career in property finance and lending. You may have recently completed a degree in Finance, Business, Economics or a related subject and be looking for your first step into the financial services industry. Whether you're currently in your first role or have some work experience alongside your studies, you'll be eager to learn, develop and contribute in a fast-paced environment.

• A degree in Finance, Business, Economics or a related discipline.
• Strong analytical and problem-solving skills, with the ability to interpret information and draw logical conclusions.
• Excellent attention to detail and organisational skills.
• Strong written and verbal communication skills.
• A proactive attitude and willingness to learn from experienced professionals.
• Ability to manage multiple priorities and work to deadlines.
• Genuine interest in property finance, lending and credit risk.

Why is this role ideal for graduates?

This role has been designed as an entry point into the world of specialist property lending. You'll receive hands-on training, work alongside experienced Credit Managers and gain exposure to a wide range of property finance transactions from day one. Whether you've recently graduated or are in an early-career role that's not fully aligned to your degree, this opportunity will provide the exposure, support and development needed to launch a successful career in credit and lending.

What can you expect from us?

Join a growing specialist lender where you'll work alongside experienced professionals, gain exposure to complex property transactions and play a meaningful role in supporting lending decisions that drive our success. This is an exciting opportunity to accelerate your career, broaden your expertise and be part of a high-performing team with ambitious growth plans.

• Hybrid working with four days per week in our London office and the flexibility to work from home on Fridays.
• A supportive, collaborative culture that reflects the way we work with our customers and each other.
• The opportunity to grow your career within a business that is expanding and investing in its people.
• A culture of continuous improvement , where you'll be encouraged to share ideas, challenge the status quo and make an impact from day one.

The Company

You could say we’re an old hand in this market. Our roots in specialist lending date back to 2009 and our team have lent over £4 billion across 3,000 loans. Since then we’ve seen every kind of deal: big, small, complex, and vanilla. We’ve assembled one of the market’s most experienced teams to ensure we have the best chance of helping your clients.

In fact, our commitment to service has been recognised across the industry, with Octane Capital recently winning the Service Excellence Award at the 2026 Bridging & Commercial Awards for the second year running. As a multi-award-winning lender, we combine deep market expertise with an unwavering focus on delivering outstanding outcomes for brokers and customers alike

Our Behaviours

Back more people to go for it, in life and business. Our behavioural framework underpins our purpose and strategic drivers, as it outlines the behaviours we need to demonstrate in order to succeed. Where our strategic drivers (Stay Ahead Propositions, Relationships That Last and Progressive Platform) outline what we need to do to succeed, our behaviours guide us in how. In your second interview, we’ll ask you to talk through some examples where you’ve demonstrated these behaviours in your previous roles.

• KNOW OUR CUSTOMERS - understand deeply, act on insight
• PLAY TO WIN - Bold decisions, relentless focus
• OWN THE OUTCOME - Accountability, see it through

Our Benefits

As you would expect, we offer a competitive basic salary and reward package, and you’ll also benefit from our commitment to investing in your professional development throughout your journey with us. Benefits vary across the business depending on the role you do, but these will give you an idea of what to expect:

Your Company Benefits

• 30 days' annual leave
• Discretionary bonus scheme
• Private Medical Insurance - provided by Bupa. Aldermore pay the premium and you pay the tax.
• Pension - managed by Aviva. Save for your retirement, with your contributions enhanced by up to 2x by Aldermore
• Maternity Pay – a generous maternity leave package of up to six months on full pay
• Group Income Protection - financial support, equivalent to 75% of your basic salary, if you can’t work due to illness or injury
• Group Life Assurance - a lump sum benefit to your family or next of kin in the event of your passing while employed by the company
• Employee Assistance Programme - access to qualified advisers for various life challenges and events, through Zurich
• Toothfairy - unlimited advice from UK dentists
• Flu Jab and Eye Care Vouchers
• Shopping Discounts

Benefits You Can Choose

• Critical Illness
• Cycle To Work
• Dental Insurance
• Give As You Earn
• Government Tax-Free Childcare Scheme
• Octopus Electric Vehicles
• Bus And Tram Benefit
• Save Our Planet - Plant trees, build habitats, calculate your own carbon footprint, sponsor renewable energy projects
• Season Ticket Loan
• Microsoft Discounts
• Spouse Or Partner Life Assurance
• Technology - Buy new tech devices through salary deduction
• Wearable Technology
• Wellbeing App
• Will Writing
• Metrolink Annual Pass & Clipper Ticket